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Achieving financial independence is kind of like cooking. If you’re lucky enough to find a good recipe, it will be much easier. However, the stake is much higher with financial independence. Portmeirion Pomona Classics Square Dish 10 Deep Teinton Squash Pear 514164A terrific meal will make you happy for a few hours, but financial independence can last a lifetime. Of course, the execution phase is […] Read more

About the author: Joe started Retire by 40 in 2010 to figure out how to retire early. He spent 16 years working in computer design and enjoyed the technical work immensely.Portmeirion Pomona Salad Bowl 28cm However, he couldn’t stomach the corporate BS.

Joe left his engineering career behind to become a stay-at-home dad/blogger at 38. Today, he blogs about financial independence, early retirement, investing, and living a frugal lifestyle.Portmeirion Sara Miller parred bowl set of 4 melamine 15cm 6 See how he generates Passive Income here.

Joe highly recommends Personal Capital for DIY investors. He logs on to Personal Capital almost daily to check his cash flow and net worth. They have many useful tools that will help DIY investors analyze their portfolio and plan for retirement.Portmeirion Sophie Conran 9.75 Soup Plate Set of 4

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Did you enjoy the rollercoaster ride on the stock market last week? It was pretty crazy. Every time Trump tweeted a threatening message, the stock market dropped. Portmeirion Sophie Conran Grey Dinner Plate S 4Investors were expecting a deal to be reached, but it didn’t work out. The tariff on $200 billion of Chinese goods increased from 10% to 25% on Friday, […] Read more


Saving for retirement is a big problem in the United States. Many retirees have no savings at all and they will have to keep working to pay the bills.Portmeirion Sophie Conran White 20 oz. Jumbo Cup without Saucer Set of 4 Social Security helps, but that isn’t enough for most people. It’s a tough situation to find yourself in at that age. My retirement saving is in […] Read more

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Hey everyone, did you have a good month in April? The weather is finally nicer here in the Pacific Northwest. RB40Jr is wearing shorts to school every day now. Portmeirion Sophie Conran White Tall Mug Set of 4 12 oz. Capacity 570658That’s the real benchmark. Unfortunately, this means we have to buy a new set of clothes for him. Kids grow so fast and their clothes don’t […] Read more

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How do you measure happiness? This is a tough question because it is so subjective. Our happiness level depends on many internal and external factors. Porzellan moderne Tee-Kanne Kreise grey-pink Jameson&Tailor 9952261Stress, age, health, money, generosity, government, and our internal baseline all contribute to how we feel. Personally, I’m a pretty happy go lucky guy. If all goes well in 2019, […] Read more

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Earlier this year, we moved into our investment duplex. We purchased this duplex in 2014 and planned to move into it at some point. In February, one of our tenants moved out so we executed our plan. Porzellantasse Tasse Becher Mug 4st Artist Collection (FBCH) HEATH MCCABE 703-04It was getting more expensive to live in our condo anyway. The property tax and HOA fees kept […] Read more


Recently, I heard on the radio that auto loans are at an all-time high in the US, over $1.2 trillion. The average price of a new car is also very high at $37,500, according to Kelley Blue Book.Porzellantasse Tasse Becher Mug cup 2st Butterfly Schmetterling CARMANI 840-0354 Whoa, that’s a lot of money. I guess I shouldn’t be surprised, but it is disappointing to […] Read more


How do you define success? And do you consider yourself successful? These are just some of the questions I received when I wrote – It takes more than money to retire early.PorzellanTeegarnitur Tea for one Set Kirschblüte Jameson&Tailor 9952340 My first reaction was to say yes, I’m successful. My family enjoys a modest lifestyle and we’re happy. We are financially secure and […] Read more

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